Plan your retirement, step by step.
Start with the retirement goal you'll need, then find the monthly investment to build it. There's an EMI calculator too. Everything runs in your browser.
Retirement Goal Calculator
Find the retirement goal you'll need on the day you retire, so your lifestyle keeps running after your salary stops. We grow today's expenses to retirement, then fund them across your retired years.
Including rent, EMIs and discretionary spends.
Recommended 3% to 6%.
Advanced assumptions
Lifestyle upgrade in today's prices. Recommended 2% to 3%.
Keep this on the lower side, around 5% to 8%.
Typically 2% to 5%.
Monthly Investment Target
Set a retirement goal and we'll work out the monthly investment to start with, stepped up a little each year. Your existing assets are grown at the expected return and counted towards the goal.
Carried over automatically if you use the Retirement Goal calculator first.
EMI Calculator
See what a loan costs each month, and how much of the total is interest.
A note on the assumptions
These calculators are for illustration only. They work off the numbers you enter and assume steady returns, which real markets never deliver. The retirement goal freezes your standard of living at retirement and doesn't account for taxes or fees, and none of this is investment advice. Registration with SEBI doesn't guarantee returns. Talk to us before acting on any of it.